Digital Lending

An intuitive solution to optimise the digital customer experience from onboarding to disbursement.

In today’s highly competitive environment, a differentiated approach is necessary to keep and maximise existing clients, and to acquire favourable customers. From application capturing to a recommended decision based on a credit policy, our digital lending solution automates the entire process for you, reducing your cost and managing your risk when onboarding new customers.

The Digital Platform for Smart Lending

CRIF Lending Journey is a cloud native and API-based, white label end-to-end solution that speeds up the process of offering financial products through self and assisted digital channels with pre-built customer journey for individuals and SMEs. It integrates in one platform all best-in-class data, insights and capabilities offered by CRIF and third partners, such as Digital Onboarding, KYC/KYB, Open Banking and AI creditworthiness evaluation.

Key Benefits:

Boost back office and network productivity

Boost back office and network productivity

Enhanced customer credit evaluation processes

Enhanced customer credit evaluation processes

Faster digital r-evolution of customer relationship

Faster digital r-evolution of customer relationship

Increase customer satisfaction

Increase customer satisfaction

Increase digital sales and customer retention

Increase digital sales and customer retention

Adopt pay-per-use collaboration model

Adopt pay-per-use collaboration model

Features Overview

Cloud native and API architecture

Cloud native and API architecture

Customer journey fully digital and paperless

Customer journey fully digital and paperless

Hybrid service models (self and assisted)

Hybrid service models (self and assisted)

Multi-channel (web, mobile, APP)

Multi-channel (web, mobile, APP)

Multi E2E products origination journey for retail and SMEs

Multi E2E products origination journey for retail and SMEs

Open collaboration model (internal and external)

Open collaboration model (internal and external)

White label UX

White label UX

Book a Discovery Session

Let us show you how we empower financial institutions to offer various loan products in retail, SME and corporate segments across digital channels.

Book a Demo